Move acquisitions forward, unlock working capital for portfolio companies, and navigate complex transactions with financing structured to meet your investment objectives.
Capital for Every Stage of Your Investment.
Whether you're pursuing a new acquisition, supporting an existing portfolio company, or navigating a financial transition, AFS structures financing to address the needs of your transaction.
Acquisitions & Buyouts
Support leveraged buyouts, management buyouts, and other acquisitions with asset-based financing structured around the target company's assets and capital requirements.
Portfolio Company Growth
Provide portfolio companies with working capital to support increased sales, new customer opportunities, inventory requirements, and operational expansion.
Refinancing
Replace existing credit facilities with financing better aligned with a portfolio company's assets, capital structure, and operating needs.
Recapitalizations
Support changes in capital structure through customized asset-based financing.
Turnarounds & Special Situations
Access financing for portfolio companies navigating financial challenges, operational transitions, or situations that fall outside traditional bank lending criteria.
Seasonal & Working Capital Needs
Address fluctuations in borrowing requirements with facilities that can accommodate seasonal increases and changing operational demands.
When Execution Matters, Experience Counts.
Complex transactions require more than capital. They demand a financing partner who understands deal structures, responds quickly, and works closely with sponsors and management teams throughout the process.
Accounts Receivable Financing
Revolving lines of credit secured by eligible accounts receivable, helping your clients turn outstanding invoices into available working capital.
Inventory Financing
Additional borrowing availability supported by eligible inventory, helping your clients finance purchases, maintain stock levels, and meet customer demand.
Machinery & Equipment Financing
Financing backed by machinery and equipment to support additional capital needs.
Customized
Financing Structures
We structure facilities around each company's assets and financing requirements, with the flexibility to accommodate changing working capital needs.
Fast, Local
Decision-Making
With localized signing authority, AFS can evaluate financing opportunities and make decisions quickly, helping keep transactions moving.
Executive-Level Engagement
Our executive team is involved from the outset, working directly with sponsors and deal teams to provide continuity throughout the financing process.
Coordinated
Execution
Our business development, underwriting, and relationship management teams work closely together from initial evaluation through closing.
Deep Lending & Operating Experience
Our leadership team brings extensive experience in commercial lending, credit, banking, accounting, and operations management.
Additional Financing Options
Through our relationship with Stearns Bank, portfolio companies may also have access to real estate lending and other complementary financing solutions.
Capital That Adapts as
Your Portfolio Companies Evolve.
A portfolio company's capital requirements can change significantly following an acquisition, during periods of accelerated growth, or as operating conditions shift.
AFS structures financing around the company's collateral position and business needs, with the ability to provide seasonal increases in availability or expand facilities as the business grows.
Our flexible overadvance and stretch capabilities can also help address seasonal or operational financing needs.
The Benefits for Private Equity & Sponsors:
A Straightforward Process. Clear Communication.
We offer a streamlined lending process, typically three to five weeks. From initial discussions through closing, our team works closely with sponsors and advisors to evaluate opportunities, structure financing, and keep transactions moving forward.
Discussion
Assessment
& Proposal
& Documentation
& Funding
Facility Size
$1MM to $20MM+
Annual Revenue
$10MM to $250MM
Borrowers
Private equity-backed and sponsor-owned commercial and industrial businesses.
Industries
Manufacturing, distribution, wholesale, food and beverage, transportation, logistics, staffing, government contracting, and other commercial and industrial sectors.
Financing Needs
Acquisitions and buyouts, portfolio company growth, refinancing, recapitalizations, turnarounds, and seasonal working capital.
Frequently Asked Questions
AFS provides asset-based financing for acquisitions, leveraged and management buyouts, refinancing, recapitalizations, and portfolio company growth.
Our revolving credit facilities generally range from $1MM to $20MM+, serving commercial and industrial companies with annual revenue of approximately $10MM to $250MM.
Our revolving credit facilities are primarily secured by eligible accounts receivable, with inventory financing available as part of the facility. We also provide machinery and equipment financing.
AFS offers customized lending structures with no lockbox requirements, customer notification letters, unused line fees, or financial covenants. We also offer flexible overadvance and stretch capabilities to accommodate seasonal and operational financing needs.
Yes. We work with businesses navigating operating losses, high leverage, financial underperformance, turnarounds, and other situations that may fall outside conventional bank lending requirements.
AFS can structure facilities to accommodate growth and seasonal fluctuations, with the ability to increase borrowing availability based on the company's needs and collateral position.
Our executive team is involved from the outset, working alongside business development, underwriting, and relationship management teams to support continuity and efficient execution.
Our streamlined lending process typically takes three to five weeks from initial review through closing.
Let's Discuss Your Next Transaction.
CORPORATE HEADQUARTERS
11150 Santa Monica Blvd.
Suite 750
Los Angeles, CA 90025
PHONE
310.444.7939
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© 2026 Austin Financial Services | Loans will be made pursuant to a California Financing Law license.