Revolving lines and term loans from $1MM to $20MM+, secured by your receivables, inventory and equipment.
A Leader in Asset-Based Lending Since 1981
Receivables
A revolving line against the invoices for goods you have shipped.
Inventory
Borrow against the raw materials and finished goods you hold in stock.
Machinery & Equipment
Term loans against the equipment on your floor.
A Trusted Partner. Proven Results.
Austin Financial Services has been a trusted leader in asset-based lending since 1981, providing creative financing solutions secured by a company's accounts receivable, inventory and machinery and equipment.
Our team brings experience across traditional banking, alternative lending, private equity, and commercial finance. That breadth of experience helps us understand your business, assess its challenges, and structure financing around its needs.
Manufacturers
Distributors & Wholesalers
Transportation & Logistics
Professional Services & Staffing
Printing
Food & Beverage
Our solutions are ideal for fast growth companies in need of working capital, acquisition financing (leverage & management buyouts), seasonal cashflow needs, turnaround ABL deals, declining bank credits, storied situations, and companies in need of more flexible lending structures.
Facility Size
Line commitments from $1MM to $20MM+
Borrower Annual Sales
$10MM and $250MM
Collateral
A/R, Inventory, and Machinery & Equipment
Industries
Commercial & industrial businesses including manufacturers, distributors, wholesalers, food & beverage, transportation, staffing, printing, government contractors, service companies, and many more.
Business Needs
Rapid industry or business growth, acquisition financing, seasonal business cycles, challenged credits with overdrafts, negative cash flows, working capital, or operating losses, highly leveraged or adverse credit history.
Reach
Nationwide
The capital you need,
when you need it.
Whether you’re expanding, making an acquisition, or navigating a transition, AFS helps you secure the capital to move forward.
Growth
Keep working capital in step with growing sales, larger orders, and expanding operations.
Acquisitions &
Buyouts
Finance acquisitions, management buyouts, and changes in ownership with a structure built around the transaction.
Refinancing
When your current financing no longer fits, move to a lending relationship that supports your next steps.
Seasonal Swings
Access additional borrowing capacity to cover inventory builds and other seasonal demands.
Turnaround
Work with a lender that considers your assets, your circumstances, and your plan for moving forward.
Recapitalization
Reshape your company’s capital structure with flexible financing tailored to your current needs and long-term goals.
Our team brings experience across traditional banking, alternative lending, private equity, and commercial finance, giving us a broad understanding of your business and its financing needs. We put that understanding to work through flexible loan structures tailored to your circumstances, with our business development and credit teams working closely together to deliver clear communication and reliable execution.
That combination of expertise and personal attention has helped us build lasting client relationships, some spanning more than 20 years. As our clients’ businesses evolve, we continue to support their financing needs through growth, transitions, and changing economic conditions.
How can we help you move forward?
OWNERS & CFOs
Working capital for growth, acquisitions, refinancing, and seasonal swings, backed by receivables, inventory, and equipment.
Discuss Financing >>
Banks & Referral Partners
Refer the loan, keep the relationship. You retain deposits and fee income, while we provide the funding.
Refer a Client >>
Private Equity & Advisors
Senior asset-based credit for LBOs, management buyouts, and recapitalizations, on the deal timeline.
Discuss Your Transaction >>
Get In Touch
CORPORATE HEADQUARTERS
11150 Santa Monica Blvd.
Suite 750
Los Angeles, CA 90025
PHONE
310.444.7939
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© 2026 Austin Financial Services | Loans will be made pursuant to a California Financing Law license.